Favorable inflation data contributed to a rally in the bond market, while new construction in December was driven by a surge in multifamily projects.

The tamer December CPI report helped mortgage rates move lower. Meanwhile, the inventory of homes for sale continues to rise. Lower rates + more inventory? Let’s hope the trend continues as the spring selling season approaches!

The MBS Highway National Housing Index rose four points in January 2025, as the steady rise in mortgage rates during December tempered the normal seasonal upswing.

The Fed rotation is upon us, where four of the regional voting Fed presidents rotate out and four new presidents rotate in. The way they lean, hawkish or dovish, will influence how they vote for monetary policy and interest rates.

MBS Highway is excited to announce our new Strike Rate tool, which was designed to help our subscribers capture more refinance opportunities that are sitting right in their pipeline – immediately as they become available.